Noah is not your average insurance adjuster. Specialising in house fires, Noah will do anything to wease the pain of his tragedy-stricken clients - including bedding them. But as his desire to sexually underwrite strangers swells to the point of obsession, Noah realises that his wife and son are steadily fading out of his life. And when a bizarre twist of fate turns Noah's entire world upside down, he just might find that the only person he can't save is himself.
